If you don’t have coverage through an employer, you can, as an Oregon resident, buy an individual or family health insurance plan during Open Enrollment which happens each year November 1st through December 15th. Individuals and families must either renew or enroll in a new plan as their current plan automatically expires on the first of the new year. Open enrollment is the one time during the year when you can change plans, change insurance companies, or choose to stay with the plan you have.

You can only enroll outside of the open enrollment dates if you experience a “triggering event.” Examples include loss of comprehensive coverage, getting married, having or adopting a child, newly gaining citizenship, moving, and a change in income that makes you eligible for financial help.

Are You Required to Have Coverage in Oregon? Oregonians who can afford health insurance but decide not to have it, have in the past owed penalties when filing their Federal taxes; however, those penalties are waived as of 2019. There are still many important reasons to insure yourself and your family with at least basic coverage!

Individuals can renew or go-it-alone to sign up for their insurance at https://www.healthcare.gov. But, always remember, we can take care of the enrollment process for you without any cost to you.

If your family qualifies for the Oregon Health Program (OHP), you can find assistance to arrange what you need at: https://www.projectaccessnow.org/help/