Individual Health Insurance

Let us guide you through the process!

Individual Health Insurance can be hard to find at an affordable rate.  We help you decide between the many companies and hundreds of plans by asking just a few questions. If you have been previously turned down for insurance don’t worry we may be able to help you!

We frequently work with low income and with Family Health Insurance Assistance Program (FHIAP) to help everyone receive affordable Premiums.  If you think you are not insurable you are wrong!  Most states have a high risk pool we will provide information and guidance for these programs.

Deductibles range from $250 to $10,000 and there are some that offer unlimited doctor visits and others that offer no doctor visits.  By taking the time to ask how often you go to the doctor, what type of physician do you normally see, and you and your family’s lifestyle we can narrow the plans down to just a few.

We will need to ask a few medical questions such as recent surgeries, medications that you or your family member may take and if you have any pre-existing conditions.  If you do have pre-existing conditions we still can find you insurance we just need to work harder for you.  All information is confidential and if an application is taken, it is subject to the underwriting of the Health Insurance Provider.