Immediate Changes

Small business that offer health insurance coverage to their employees will be eligible for tax credits up to 35%. Please check the below website to see if your compay qualifies.

• http://www.irs.gov/newsroom/article/0,,id=220809,00.html?portlet=6

• Seniors who fall into the coverage gap or “doughnut hole” in the middle of a Medicare Part D Prescription Plan will get $250.00 to help pay their bills in the year 2010.
• People with pre-existing health conditions will be able to enroll in a new, but temporary, national high risk insurance plan. (Oregon has had this in place for years and it is referred to as Oregon Medical Insurance Poll…OMIP and here is the link in case you are interested, http://www.oregon.gov/OPHP/OMIP/apply_omip.shtml
• Children can stay on their parent’s policy up to age 26.  Children must wait for the open enrollment period for their company to re-enroll
• Each Insurance company has different readings on the laws.  so what is good for one carrier may not be the same for another.
• COMING SOON
• Children on invidual plans will guarentee issue.
• Preventitive procedures will not be subject to deductible.
• Most of the other changes will take effect in 2014