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Posted by: | CommentsHealth Care Reform, 2010.
Immediate Changes
Small business that offer health insurance coverage to their employees will be eligible for tax credits up to 35%. Please check the below website to see if your compay qualifies.
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Seniors who fall into the coverage gap or “doughnut hole” in the middle of a Medicare Part D Prescription Plan will get $250.00 to help pay their bills in the year 2010.
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People with pre-existing health conditions will be able to enroll in a new, but temporary, national high risk insurance plan. (Oregon has had this in place for years and it is referred to as Oregon Medical Insurance Poll…OMIP and here is the link in case you are interested, http://www.oregon.gov/OPHP/OMIP/apply_omip.shtml
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Children can stay on their parent’s policy up to age 26. Children must wait for the open enrollment period for their company to re-enroll
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Each Insurance company has different readings on the laws. so what is good for one carrier may not be the same for another.
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COMING SOON
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Children on invidual plans will guarentee issue.
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Preventitive procedures will not be subject to deductible.
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Most of the other changes will take effect in 2014
Insurance Coverage
Posted by: | CommentsFirst and foremost, people need enough insurance coverage. Health insurance that is linked to a job or is insufficient because it doesn’t include preventive care is causing millions of people to avoid the care they need and to be vulnerable to devastating medical bills.
In addition to increased coverage and better access to care, the way health care is delivered and funded needs to be overhauled. Health care should be better coordinated and providers should be reimbursed based on their patients’ healthy results; not the number of tests and treatments done. In the end, these changes can help make health care more focused on helping patients get healthier.